4th year medical students who match into a US based residency training program through the National Resident Matching Program, NRMP, are eligible to apply for a Doc2Doc In Training Personal Loan after March 15th, 2024
4th-year medical, podiatric and dental students who have successfully matched into a paid residency program. U.S. citizen, permanent resident, or temporary resident holding a valid 0-1 or H-1B visa. Earned an MD, DO, DPM, MBBS, DDS, or DMD degree. U.S. mailing address except for residents of Maine and West Virginia […]
IMG are eligible to apply as long as they are matched into a US based residency program and are either a U.S. citizen, permanent resident, or temporary resident holding a valid 0-1 or H-1B visa.
No, unfortunately we do not lend to applicants with J1 visa at this time.
No, Doc2Doc underwrites just the applicant.
There is a 0-2% origination fee. The fee is deducted from the requested loan amount. The lowest rate is reserved for the most creditworthy borrowers.
Funds are disbursed on average within 7 business days of your loan being verified and a final credit agreement has been signed.
Your first payment is due 30-45 days after you receive your funds.
Apply for the maximum amount you would like to borrow and plan for the unexpected. You can always pay your loan back early with no prepayment penalties. Some expenses to consider are the costs associated with moving including a moving truck, boxes, movers, security deposits often 2-3 months of rent, […]
Our Hybrid Loan option offers the most flexibility with lower payments during the first 2.5 years of the loan, consisting solely of interest. In the latter half of the loan, the payment increases and is comprised of principal and interest. This option is only for in-training doctors. Our Standard Loan option offers equal monthly […]
Doc2Doc Lending conducts a soft credit pull that will not affect your credit score when you Apply for a Personal Loan. If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit pull and may affect your credit score.
Doc2Doc Lending products are made available by DR Bank, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply. DR Bank may sell, assign, or transfer ownership of your loan to another party after the loan funds. The borrower will receive notification if and when any such sale, assignment, or transfer occurs.
Doc2Doc Lending products are made available by DR Bank, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply. DR Bank may sell, assign, or transfer ownership of your loan to another party after the loan funds. The borrower will receive notification if and when any such sale, assignment, or transfer occurs.