If you’re having trouble submitting your application, you may need to clear your cache. You can also try applying directly at Apply Here. If possible, we suggest you attempt applying from Google Chrome on a desktop computer.
There is a 0-2% origination fee. The fee is deducted from the requested loan amount. The lowest rate is reserved for the most creditworthy borrowers.
Funds are disbursed on average within 7 business days of your loan being verified and a final credit agreement has been signed. Please note that holidays may affect the disbursement schedule.
Doc2Doc underwrites just the applicant.
We do not negotiate rates.
Doc2Doc uses a proprietary algorithm that considers various credit related factors and specialty related metrics to determine your rate.
Our Hybrid Loan option offers the most flexibility with lower payments during the first 2.5 years of the loan, consisting solely of interest. In the latter half of the loan, the payment increases and is comprised of principal and interest. This option is only for in-training doctors. Our Standard Loan […]
In-Training Doctors may choose between the Hybrid or the Standard Loan repayment options. Doctors who are finishing their training and starting their practicing careers can apply for a Bridge repayment where you pay 6 months of IO before transitioning to full principal and interest payments.
Automatic Recurring Payments help ensure your payments are made on time and will save you money. Not only will you avoid late fees, but you will also receive a 0.25% Interest Rate reduction on your Personal Loan, leading to savings on interest expenses. Payments are reported to the credit bureau […]
Doc2Doc Lending conducts a soft credit pull that will not affect your credit score when you Apply for a Personal Loan. If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit pull and may affect your credit score.
You will receive a loan decision within 24 hours of applying. Please check your spam if you have not heard from us, as often, bank emails get flagged as spam. If the loan decision is not in your inbox, please email [email protected] and request that a loan decision be resent.
The application takes less than five minutes on a computer or mobile device. Visit our website to Apply. Follow the prompts to provide the necessary information.
Doc2Doc Lending products are made available by DR Bank, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply. DR Bank may sell, assign, or transfer ownership of your loan to another party after the loan funds. The borrower will receive notification if and when any such sale, assignment, or transfer occurs.
Doc2Doc Lending products are made available by DR Bank, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply. DR Bank may sell, assign, or transfer ownership of your loan to another party after the loan funds. The borrower will receive notification if and when any such sale, assignment, or transfer occurs.