1. Web Sites Covered
2. Collection and Use of Personal Information
Doc2Doc Lending may collect your personal information if you decide to apply for a loan on our web site. You will be asked to provide contact information, such as name, address, phone number, email address and similar information. We may use your contact information to send you information while we process your credit application. We may also use your contact information to provide you with information about other Doc2Doc Lending products and services.
Providing your personal information is entirely optional.
Doc2Doc Lending does not disclose any personally identifiable information about consumers to anyone, except as permitted or required by law. For example, personally identifiable information about a user may be used or shared to comply with any law, regulation, audit or court order. We also share information with our service providers, for example to conduct analytics or to look for ways to improve your customer experience. We never sell your information. In the event that our business or substantially all of the assets of the business are acquired, personally identifiable information may be one of the transferred assets.
3. Web Site Navigational Information
Doc2Doc Lending uses commonly used information-gathering tools, such as cookies, to collect information as users navigate doc2doclending.com (“Web Site Navigational Information”). This section describes the types of Web Site Navigational Information Doc2Doc Lending may collect and how Doc2Doc Lending may use this information.
There are two types of cookies: session-based and persistent-based. Session cookies exist only during one session. They disappear from your computer when you close your browser software or turn off your computer. Persistent cookies remain on your computer after you close your browser or turn off your computer.
If you have chosen to identify yourself to Doc2Doc Lending, Doc2Doc Lending uses session cookies containing encrypted information to allow Doc2Doc Lending to uniquely identify you. Each time you log into the Web site, a session cookie containing an encrypted, unique identifier that is tied to your account is placed in your browser. These session cookies allow Doc2Doc Lending to uniquely identify you when you are logged into the Web site and to process your online transactions and requests. Session cookies are required to use the Web site.
Doc2Doc Lending uses persistent cookies that only Doc2Doc Lending can read and use to identify browsers that have previously visited Doc2Doc Lending’s Web site. When you access the Web site or provide Doc2Doc Lending with personal information, a unique identifier is assigned to you. This unique identifier is associated with a persistent cookie that Doc2Doc Lending places on your web browser. Doc2Doc Lending is especially careful about the security and confidentiality of the information stored in persistent cookies. For example, Doc2Doc Lending does not store account numbers or passwords in persistent cookies. If you disable your web browser’s ability to accept cookies, you will be able to navigate Doc2Doc Lending’s Web site, but you will not be able to successfully use the Web site.
Doc2Doc Lending does not use web beacons alone or in conjunction with cookies to compile information about users’ usage of the Web site. Doc2Doc Lending reserves the right to begin using web beacons to derive information about users and to provide you with information about Doc2Doc Lending.
When you visit the Web site, Doc2Doc Lending collects your Internet Protocol (“IP”) addresses to track and aggregate non-personally identifiable information. For example, Doc2Doc Lending uses IP addresses to monitor the regions from which users navigate the Web site.
4. Sharing of Information Collected
Doc2Doc Lending may share Data about Doc2Doc Lending Customers with Doc2Doc Lending’s agents to ensure the quality of information provided. Doc2Doc Lending does not share, sell, rent, or trade personally identifiable information with third parties for their promotional purposes.
Doc2Doc Lending reserves the right to disclose personally identifiable information provided by users if required by law or if Doc2Doc Lending reasonably believes that disclosure is necessary to protect Doc2Doc Lending’s rights and/or to comply with a judicial proceeding, court order, or legal process.
5. Do Not Track
Doc2Doc Lending does process or respond to “do not track” signals.
Doc2Doc Lending is committed to protecting the confidentiality of your information and online transactions. We maintain physical, electronic and procedural safeguards designed to protect your personal information. We have security procedures in place to safeguard against loss, theft, unauthorized access, destruction, misuse, and modification of this information after we receive it. For example, Doc2Doc Lending restricts access to the information to our employees, agents and contractors who need to know such information to provide products or services to you.
7. Personal Information on Children
Doc2Doc Lending products are intended for use by individuals who are at least 18 years old. If you are under the age of 18, you should not be visiting doc2doclending.com. We do not knowingly collect or retain personal information from children under the age of 18. If you are under the age of 18 and are visiting or otherwise using doc2doclending.com, you are advised not to disclose or provide any personally identifiable information on doc2doclending.com.
8. If You Access From Outside the United States
If you reside outside the United States, you understand and agree that any information you provide to Doc2DocLending will be transferred from the country of your residence or location at the time it was provided to the United States. If you do not want your personally identifiable information to be transferred to the United States, do not provide that information to us. By providing us with your information, you consent to the transfer of your information to the United States.
10. Contacting Us
Effective Date: February 25, 2019