Simple and transparent
At Doc2Doc, we have designed our lending process to be simple and transparent. Based on our experiences, and of those of our colleagues, we have found that doctors value the following when choosing a lending institution:
We also understand that you are credit conscious and that your credit score may not be stellar at this moment in time. Instead of a hard-credit inquiry, our application process uses a soft credit pull that will not impact your credit score.
We understand how your financial situation changes as your career progresses. We have been there. We also understand that many financial products are advertised to you throughout your career. We aim to be the partner that empowers your financial future, rather than an institution that seeks to take advantage of your success. Through a clear and transparent process, we hope to earn our place as your lender of choice for your times of need.
Multiple Term Options
We designed our loan terms based on physician and dentist borrowing patterns that we discovered through interviews with colleagues across specialties and stages of their careers. We offer a principal and interest loan payment model with varying loan terms. We also have a hybrid* offering which includes a period of interest-only payments, but believe that this will be the preferred option for only a few of our borrowers. See the Loan Detail page for additional information.