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Ultimate Guide for Your Residency, Match and Med School Graduation

Key Match Season Dates

Match Registration Opens

Sep 16, 2024

Match Registration Deadline

Jan 31, 2025

Program Ranking Opens

Feb 3, 2025

Certification Deadline

Mar 5, 2025

Match Status Available

Mar 17, 2025

SOAP Begins

Mar 17, 2025

SOAP Ends

Mar 20, 2025

MATCH DAY

Mar 21, 2025

Match & Residency Resources

Preparing for Residency Interviews: A Guide for Medical Students

As the residency interview season approaches, it’s essential to equip yourself with the right strategies and insights to stand out among your peers. This year presents unique challenges and opportunities,

Residency and Disability Insurance: Secure Your Financial Future Early

Join Dr. Josh Lumbley as he delves into an insightful discussion with Greg Ellsbury, the strategic partnerships manager at Pattern, a company committed to guiding physicians through the intricate maze

Toolkit for Doctors to Reduce Personal Expenses: A Strategic Approach

Author: Josh Lumbley, MD, MBA Managing personal finances is as essential for doctors as managing patient care. By adopting a structured approach, physicians can take control of their expenses and

Physician Contracts Demystified: Your Path to a Better Deal

Navigating the world of physician contracts is daunting. However, understanding the intricacies of contract negotiation is crucial for every doctor transitioning from training to practice. In this post, we share

Match Day reflections from Co-Founder and CEO Dr. Zwade Marshall, MD, MBA and Head of Member Engagement Dr. Josh Lumbley, MD, MBOE, FASA

Why Do Residents Need a Personal Loan?

As soon as you match, it's time to plan your transition to residency. A loan can help with:

Don’t miss out on feeling financially safe.

Apply in 5 minutes with our secure, 100% online application.

  • Checking your rate does not hurt your credit score1 
  • Provides preliminary interest rate

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Reputable Company

Reputable company with thorough yet prompt delivery of services. Very competitive interest rate with understanding of Physician debt and earning potential.

Exclusively and Uniquely for Doctors

We developed a proprietary underwriting model that considers both doctor-specific metrics and credit profile to determine your rate and eligibility. Unlike traditional banks that focus on debt-to-income ratios, we value your profession and take into account your specialty, training program, and awards earned during medical or dental school. This unique approach makes us the ideal choice for physicians and dentists.

Eligibility Requirements:

You are eligible to apply for a Personal Loan if you meet the following criteria3:
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Are a 4th year medical or dental student who has successfully matched into a paid residency program.
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Are a U.S. citizen, permanent resident, or temporary resident holding a valid 0-1 or H-1B visa.
Earned a degree icon
Earned an MD, DO, DPM, MBBS, DDS, or DMD degree.
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Have a U.S. mailing address

Except for Maine or West Virginia residents where we don’t currently offer loans.

The Loan to Help You With Match Day

4th Year Medical Student

We’ve designed these loans to provide maximum flexibility to help medical students achieve their goals.

Flexible Payment Options: The choice is yours!

Hybrid Payments: Lower payments in the first half  of the loan (just interest). For the second half of the loan the payments increase (comprised of principal and interest).

Standard Payments: Equal monthly payments for the entire loan (comprised of principal and interest).

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Loan Details

Amount: $5,000 – $25,000** Term: 5 or 7 years **Loan amount subject to eligibility criteria. Minimum loan amount in MA is $7,000 and the minimum loan amount in NH is $11,000

Share the Success:

Gain $200, Give $100 for Each Referral

Pay it forward while paid back. Bringing friends on board has never been simpler or more lucrative. Earn $200 for each friend you refer, and they receive $100 too, when their loan funds.

It’s a win-win situation for everyone involved.

Share. Earn. Doctor-On.

Member Testimonials

Read what our Members say about working with Doc2Doc:
Frequently Asked Questions

What may we help you with?

Search to find out more about our process.

Match Day

4th year medical students who match into a US based residency training program through the National Resident Matching Program, NRMP, are eligible to apply for a Doc2Doc In Training Personal Loan after March 15th, 2024

IMG are eligible to apply as long as they are matched into a US based residency program and are either a U.S. citizen, permanent resident, or temporary resident holding a valid 0-1 or H-1B visa.

No, unfortunately we do not lend to applicants with J1 visa at this time.