FAQ Category: Personal Loans for Physicians

No, unfortunately we do not lend to applicants with J1 visa at this time.

In Training and Practicing Physicians

• 4th-year medical and podiatric and students who have successfully matched into a paid residency program.
• U.S. citizen, permanent resident, or temporary resident holding a valid 0-1 or H-1B visa.
• Earned an MD, DO, DPM or MBBS degree.
• U.S. mailing address except for residents of Maine and West Virginia where we do not offer loans.

In Training and Practicing Dentists

• Dental students who have successfully matched into a paid residency program.
• U.S. citizen, permanent resident, or temporary resident holding a valid 0-1 or H-1B visa.
• Earned a DDS or DMD degree.

Pharmacists

• Practicing in the United States.
• U.S. citizen or permanent resident.
• Earned a PharmD degree.
• U.S. mailing address except for residents of Colorado, Connecticut, Kansas, Louisiana, Maine, Montana, Nebraska, New Jersey, Pennsylvania, South Dakota, West Virginia, and Wyoming residents, where we do not currently offer loans.

Veterinarians

• Practicing in the United States.
• U.S. citizen or permanent resident.
• Earned a DVM/VMD degree.
• U.S. mailing address except for residents of Colorado, Connecticut, Kansas, Louisiana, Maine, Montana, Nebraska, New Jersey, Pennsylvania, South Dakota, West Virginia, and Wyoming residents, where we do not currently offer loans.

Optometrists

• Practicing in the United States.
• U.S. citizen or permanent resident.
• Earned an OD degree.
• U.S. mailing address except for residents of Colorado, Connecticut, Kansas, Louisiana, Maine, Montana, Nebraska, New Jersey, Pennsylvania, South Dakota, West Virginia, and Wyoming residents, where we do not currently offer loans.

Yes, the personal loan will report to the credit bureaus as an installment debt.

Current members whose loans are in good standing can apply to refinance their loan after making two on-time consecutive payments. You would submit a new application for the amount you’d like to refinance.

Yes, current members whose loans are in good standing may qualify to borrow additional funds after making two on-time consecutive payments. The combined loan amounts cannot exceed the maximum personal loan amount.

We disburse funds into a personal savings or checking account. We do not disburse funds into business accounts. The funds will be disbursed via ACH.