FAQ Category: Personal Loans for Dentists

Can I use a co-signer?

No, Doc2Doc underwrites just the applicant.

How much can I borrow for a Personal Loan?

In Practice Doctors can borrow up to $100,000.
In Training Residents and Matched 4th-year medical students can borrow up to $25,000.
In Training Fellows can borrow up to $50,000
In Training Doctors Finishing Training who anticipate graduating in 6 months and have an executed employment contract can borrow up to $50,000 with our Finishing Training Loan.

What do I do if I’m having trouble submitting my application?

If you’re having trouble submitting your application, you may need to clear your cache. You can also try applying directly at Apply Here. If possible, we suggest you attempt applying from Google Chrome on a desktop computer.

Is the interest rate negotiable?

We do not negotiate rates.

How does Doc2Doc determine my interest rate?

Doc2Doc uses a proprietary algorithm that considers various credit related factors and specialty related metrics to determine your rate.

What is the difference between a Hybrid, Standard and Bridge Loan payment?

Our Hybrid Loan option offers the most flexibility with lower payments during the first 2.5 years of the loan, consisting solely of interest. In the latter half of the loan, the payment increases and is comprised of principal and interest. This option is only for in-training doctors.

Our Standard Loan option offers equal monthly payments for the entire loan comprised of principal and interest.

Our Bridge Loan option is for doctors who are transitioning from finishing their training to starting their careers. This loan offers 6 months of interest only payments followed by 54 months of principal and interest payments.