FAQ Category: Personal Loans for Dentists

No, unfortunately we do not lend to applicants with J1 visa at this time.

• 4th-year medical, podiatric and dental students who have successfully matched into a paid residency program.
• U.S. citizen, permanent resident, or temporary resident holding a valid 0-1 or H-1B visa.
• Earned an MD, DO, DPM, MBBS, DDS, or DMD degree.
• U.S. mailing address except for residents of Maine and West Virginia where we do not offer loans.

Yes, the personal loan will report to the credit bureaus as an installment debt.

Current members whose loans are in good standing can apply to refinance their loan after making two on-time consecutive payments. You would submit a new application for the amount you’d like to refinance.

Yes, current members whose loans are in good standing may qualify to borrow additional funds after making two on-time consecutive payments. The combined loan amounts cannot exceed the maximum personal loan amount.

We disburse funds into a personal savings or checking account. We do not disburse funds into business accounts. The funds will be disbursed via ACH.